Terms & Conditions
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1. Acceptance of Terms of Use and Amendments.
Each time you use or cause access to this web site, you agree to be bound by these Terms of Use, and as amended from time to time with or without notice to you. In addition, if you are using a particular service on or through this web site, you will be subject to any rules or guidelines applicable to those services and they shall be incorporated by reference into these Terms of Use. Please see our Privacy Policy, which is incorporated into these Terms of Use by reference.
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2. Our Service.
Our web site and services provided to you on and through our web site on an “AS IS” basis. You agree that the owners of this web site exclusively reserve the right and may, at any time and without notice and any liability to you, modify or discontinue this web site and its services or delete the data you provide, whether temporarily or permanently. We shall have no responsibility or liability for the timeliness, deletion, failure to store, inaccuracy, or improper delivery of any data or information.
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3. Your Responsibilities and Registration Obligations.
In order to use this web site, you must register on our site, agree to provide truthful information when requested, and be at least the age of thirteen (13) or older. When registering, you explicitly agree to our Terms of Use and as may be modified by us from time to time and available here.
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4. Privacy Policy.
Our registration process requires only a valid name, e-mail address, and phone number. Providing us with other information is at your option. Please take note that your user name, e-mail address, or other submissions that you make on this site may contain your real name or other personally identifiable information and, as a result, may appear on this site. Like many web sites, we may also automatically receive general information that is contained in our server log files such as your IP address and cookie information.
We may use Data to customize and improve your user experience on this site. We will make efforts so that your Data will not be provided to third parties unless (i) provided for otherwise in this Privacy Policy; (ii) we obtain your consent, such as when you choose to opt-in or opt-out to the sharing of Data; (iii) a service provided on our site requires the interaction with or is provided by a third party, by way of example an Application Service Provider; (iv) pursuant to legal process or law enforcement; (v) we find that your use of this site violates our this Policy, Terms of Service, other usage guidelines or as deemed reasonably necessary by us to protect our legal rights and/or property; (vi) or (vi) this site is purchased by a third party whereby that third party will be able to use the Data in the same manner as we can as set forth in this Policy. In the event you choose to use links that appear on our site to visit other web sites, you are advised to read the privacy policies that appear on those sites.
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5. Registration and Password.
You are responsible to maintain the confidentiality of your password and shall be responsible for all uses via your registration and/or login, whether authorized or unauthorized by you. You agree to immediately notify us of any unauthorized use or your registration, user account or password.
6. Your Conduct.
You agree that all information or data of any kind, whether text, software, code, music or sound, photographs or graphics, video or other materials (“Content”), publicly or privately provided, shall be the sole responsibility of the person providing the Content or the person whose user account is used. You agree that our web site may expose you to Content that may be objectionable or offensive. We shall not be responsible to you in any way for the Content that appears on this web site nor for any error or omission.
You explicitly agree, in using this web site or any service provided, that you shall not:
(a) provide any Content or perform any conduct that may be unlawful, illegal, threatening, harmful, abusive, harassing, stalking, tortuous, defamatory, libelous, vulgar, obscene, offensive, objectionable, pornographic, designed to or does interfere or interrupt this web site or any service provided, infected with a virus or other destructive or deleterious programming routine, give rise to civil or criminal liability, or which may violate an applicable local, national or international law;
(b) impersonate or misrepresent your association with any person or entity, or forge or otherwise seek to conceal or misrepresent the origin of any Content provided by you;
(c) collect or harvest any data about other users;
(d) provide or use this web site and any Content or service in any commercial manner or in any manner that would involve junk mail, spam, chain letters, pyramid schemes, or any other form of unauthorized advertising without our prior written consent;
(e) provide any Content that may give rise to our civil or criminal liability or which may consititue or be considered a violation of any local, national or international law, including but not limited to laws relating to copyright, trademark, patent, or trade secrets.
7. Submission of Content on this Web Site.
By providing any Content to our web site:
(a) you agree to grant to us a worldwide, royalty-free, perpetual, non-exclusive right and license (including any moral rights or other necessary rights) to use, display, reproduce, modify, adapt, publish, distribute, perform, promote, archive, translate, and to create derivative works and compilations, in whole or in part. Such license will apply with respect to any form, media, technology known or later developed;
(b) you warrant and represent that you have all legal, moral, and other rights that may be necessary to grant us with the license set forth in this Section 7;
(c) you acknowledge and agree that we shall have the right (but not obligation), in our sole discretion, to refuse to publish or to remove or block access to any Content you provide at any time and for any reason, with or without notice.
8. Third Party Services.
Goods and services of third parties may be advertised and/or made available on or through this web site. Representations made regarding products and services provided by third parties are governed by the policies and representations made by these third parties. We shall not be liable for or responsible in any manner for any of your dealings or interaction with third parties.
9. Indemnification.
You agree to indemnify and hold us harmless, our subsidiaries, affiliates, related parties, officers, directors, employees, agents, independent contractors, advertisers, partners, and co-branders from any claim or demand, including reasonable attorney’s fees, that may be made by any third party, that is due to or arising out of your conduct or connection with this web site or service, your provision of Content, your violation of this Terms of Use or any other violation of the rights of another person or party.
10. DISCLAIMER OF WARRANTIES.
YOU UNDERSTAND AND AGREE THAT YOUR USE OF THIS WEB SITE AND ANY SERVICES OR CONTENT PROVIDED (THE “SERVICE”) IS MADE AVAILABLE AND PROVIDED TO YOU AT YOUR OWN RISK. IT IS PROVIDED TO YOU “AS IS” AND WE EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, IMPLIED OR EXPRESS, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
WEMAKE NO WARRANTY, IMPLIED OR EXPRESS, THAT ANY PART OF THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, VIRUS-FREE, TIMELY, SECURE, ACCURATE, RELIABLE, OF ANY QUALITY, NOR THAT ANY CONTENT IS SAFE IN ANY MANNER FOR DOWNLOAD. YOU UNDERSTAND AND AGREE THAT NEITHER US NOR ANY PARTICIPANT IN THE SERVICE PROVIDES PROFESSIONAL ADVICE OF ANY KIND AND THAT USE OF SUCH ADVICE OR ANY OTHER INFORMATION IS SOLELY AT YOUR OWN RISK AND WITHOUT OUR LIABILITY OF ANY KIND.
Some jurisdictions may not allow disclaimers of implied warranties and the above disclaimer may not apply to you only as it relates to implied warranties.
11. LIMITATION OF LIABILITY.
YOU EXPRESSLY UNDERSTAND AND AGREE THAT WE SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSS (EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM OR ARISING OUT OF (I) THE USE OF OR THE INABILITY TO USE THE SERVICE, (II) THE COST TO OBTAIN SUBSTITUTE GOODS AND/OR SERVICES RESULTING FROM ANY TRANSACTION ENTERED INTO ON THROUGH THE SERVICE, (III) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR DATA TRANSMISSIONS, (IV) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICE, OR (V) ANY OTHER MATTER RELATING TO THE SERVICE.
In some jurisdictions, it is not permitted to limit liability and therefore such limitations may not apply to you.
12. Reservation of Rights.
We reserve all of our rights, including but not limited to any and all copyrights, trademarks, patents, trade secrets, and any other proprietary right that we may have in our web site, its content, and the goods and services that may be provided. The use of our rights and property requires our prior written consent. We are not providing you with any implied or express licenses or rights by making services available to you and you will have no rights to make any commercial uses of our web site or service without our prior written consent.
13. Notification of Copyright Infringement.
If you believe that your property has been used in any way that would be considered copyright infringement or a violation of your intellectual property rights, kindly notify us immediately.
14. Applicable Law.
You agree that this Terms of Use and any dispute arising out of your use of this web site or our products or services shall be governed by and construed in accordance with local laws where the headquarters of the owner of this web site is located, without regard to its conflict of law provisions. By registering or using this web site and service you consent and submit to the exclusive jurisdiction and venue of the county or city where the headquarters of the owner of this web site is located.
15. Miscellaneous Information.
(i) In the event that this Terms of Use conflicts with any law under which any provision may be held invalid by a court with jurisdiction over the parties, such provision will be interpreted to reflect the original intentions of the parties in accordance with applicable law, and the remainder of this Terms of Use will remain valid and intact; (ii) The failure of either party to assert any right under this Terms of Use shall not be considered a waiver of any that party’s right and that right will remain in full force and effect; (iii) You agree that without regard to any statue or contrary law that any claim or cause arising out of this web site or its services must be filed within one (1) year after such claim or cause arose or the claim shall be forever barred; (iv) We may assign our rights and obligations under this Terms of Use and we shall be relieved of any further obligation.
Privacy Policy
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We take your right to privacy seriously. This Privacy Policy deals with personally identifiable information (referred to as “Data” below) that may be collected by us on our site. This Policy does not apply to other entities that we do not own or control or persons that are not our employees, agents or within our control. Please take time to read our Terms of Use.
1. Collection of Data
Our registration process requires only a valid e-mail address and a unique user ID and password. Providing us with other information is at your option. Please take note that your user name, e-mail address, or other submissions that you make on this site may contain your real name or other personally identifiable information and, as a result, may appear on this site. Like many web sites, we may also automatically receive general information that is contained in our server log files such as your IP address and cookie information. Information about how advertising may be served on this site (if at all) is set forth below.
2. Use of Data
We may use Data to customize and improve your user experience on this site. We will make efforts so that your Data will not be provided to third parties unless (i) provided for otherwise in this Privacy Policy; (ii) we obtain your consent, such as when you choose to opt-in or opt-out to the sharing of Data; (iii) a service provided on our site requires the interaction with or is provided by a third party, by way of example an Application Service Provider; (iv) pursuant to legal process or law enforcement; (v) we find that your use of this site violates our this Policy, Terms of Service, other usage guidelines or as deemed reasonably necessary by us to protect our legal rights and/or property; (vi) or (vi) this site is purchased by a third party whereby that third party will be able to use the Data in the same manner as we can as set forth in this Policy. In the event you choose to use links that appear on our site to visit other web sites, you are advised to read the privacy policies that appear on those sites.
3. Cookies
Like many web sites, we set and use cookies to enhance your user experience, such as retaining your personal settings. Advertisements may appear on our web site and, if so, may set and access cookies on your computer and is subject to the privacy policy of those parties providing the advertisement. However, the companies serving the advertising do not have access to our cookies. These companies usually use non-personally identifiable or anonymous codes to obtain information about your visits to our site.
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4. Children
We do not allow persons who are ages thirteen or younger to become members of this site. For more information, please contact our webmaster.
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5. Editing or Deleting Your Account Information
We provide you with the ability to edit the information in your user account information that you provided to us in registration by using your personal page configuration area. You may request deletion of your user account by contacting our webmaster. Content or other data that you may have provided to us and that is not contained within your user account, such as posts that may appear within our forums, may continue to remain on our site at our discretion even though your user account is deleted. Please see our Terms of Use for more information.
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6. Changes to this Privacy Policy
We may make changes to this Policy from time to time. We will notify you of substantial changes to this Policy either by posting a prominent announcement on our site and/or by sending a message to the e-mail address you have provided to us that is contained within your user settings.
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7. NO GUARANTEES
While this Privacy Policy states our standards for maintenance of Data and we will make efforts to meet them, we are not in a position to guarantee these standards. There may be factors beyond our control that may result in disclosure of data. As a consequence, we disclaim any warranties or representations relating to maintenance or nondisclosure of Data.
8. Contact Information
If you have any questions about this Policy or our web site, please feel free to contact us at (888) 747-3309.
Privacy Policy
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We take your right to privacy seriously. This Privacy Policy deals with personally identifiable information (referred to as “Data” below) that may be collected by us on our site. This Policy does not apply to other entities that we do not own or control or persons that are not our employees, agents or within our control. Please take time to read our Terms of Use.
1. Collection of Data
Our registration process requires only a valid e-mail address and a unique user ID and password. Providing us with other information is at your option. Please take note that your user name, e-mail address, or other submissions that you make on this site may contain your real name or other personally identifiable information and, as a result, may appear on this site. Like many web sites, we may also automatically receive general information that is contained in our server log files such as your IP address and cookie information. Information about how advertising may be served on this site (if at all) is set forth below.
2. Use of Data
We may use Data to customize and improve your user experience on this site. We will make efforts so that your Data will not be provided to third parties unless (i) provided for otherwise in this Privacy Policy; (ii) we obtain your consent, such as when you choose to opt-in or opt-out to the sharing of Data; (iii) a service provided on our site requires the interaction with or is provided by a third party, by way of example an Application Service Provider; (iv) pursuant to legal process or law enforcement; (v) we find that your use of this site violates our this Policy, Terms of Service, other usage guidelines or as deemed reasonably necessary by us to protect our legal rights and/or property; (vi) or (vi) this site is purchased by a third party whereby that third party will be able to use the Data in the same manner as we can as set forth in this Policy. In the event you choose to use links that appear on our site to visit other web sites, you are advised to read the privacy policies that appear on those sites.
3. Cookies
Like many web sites, we set and use cookies to enhance your user experience, such as retaining your personal settings. Advertisements may appear on our web site and, if so, may set and access cookies on your computer and is subject to the privacy policy of those parties providing the advertisement. However, the companies serving the advertising do not have access to our cookies. These companies usually use non-personally identifiable or anonymous codes to obtain information about your visits to our site.
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4. Children
We do not allow persons who are ages thirteen or younger to become members of this site. For more information, please contact our webmaster.
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5. Editing or Deleting Your Account Information
We provide you with the ability to edit the information in your user account information that you provided to us in registration by using your personal page configuration area. You may request deletion of your user account by contacting our webmaster. Content or other data that you may have provided to us and that is not contained within your user account, such as posts that may appear within our forums, may continue to remain on our site at our discretion even though your user account is deleted. Please see our Terms of Use for more information.
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6. Changes to this Privacy Policy
We may make changes to this Policy from time to time. We will notify you of substantial changes to this Policy either by posting a prominent announcement on our site and/or by sending a message to the e-mail address you have provided to us that is contained within your user settings.
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7. NO GUARANTEES
While this Privacy Policy states our standards for maintenance of Data and we will make efforts to meet them, we are not in a position to guarantee these standards. There may be factors beyond our control that may result in disclosure of data. As a consequence, we disclaim any warranties or representations relating to maintenance or nondisclosure of Data.
8. Contact Information
If you have any questions about this Policy or our web site, please feel free to contact us at (888) 747-3309.
Risk Disclosure
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Understanding Precious Metals Pricing
Price is a determining factor in all things we buy, or consider buying whether it be a refrigerator, automobile or silver. It dictates our motives and our actions and is an important factor of where we determine the value of the purchase. For Precious Metals, the ‘price’ is the beginning, as breakeven adjusts and prices fluctuate it’s important to have a valued timeline for reasons doing so.
It is important to look at the price per ounce or as a whole, as well as to know how it got there and why that affects your decision to buy or sell. Simply put, the ‘price’ of Precious Metals is a little more involved and requires analysis and understanding.
What are Precious Metals?
Precious metals is the term for any of the rare, naturally occurring metals with high economic value. For the purpose of investments the most sought after precious metals are gold, silver, platinum, and palladium.
Understanding Precious Metals Pricing
Precious metals investing has offered investors a consistent hedge against declining U.S. dollar value. Since 2001, the United States dollar has steadily declined more than 40% up until 2011. This decline has only further exacerbated itself and other problems for investors in the years following, especially in the year 2008. The U.S. dollar is losing its buying power.
However, precious metals are traded globally with a consistent level of interest by domestic and foreign investors. The main three metals, gold, silver, and platinum, gain the larger portion of attention during times of economic fallout due to their relatively isolated value from the U.S. dollar. For investors, looking to diversify into precious metals may be a solution to hedge against the falling fortunes of the U.S. dollar.
Price Fluctuations
Like the price on merchandise, price fluctuations are common. Following Precious Metals prices can help determine your purchasing ability. Whether investing for the short term or long-term value, knowing the current price will help you make a more educated decision. Precious Metal prices, including Platinum and Palladium, move a lot differently than for example, the stock market.
Since it is difficult to determine how much the price of Precious Metals will fluctuate, here are some indications to watch for when making a decision:
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Supply and Demand – supply and demand plays a large role in determining the price for Precious Metals. As metal demand increases, the price increases. A rise in price could be temporary, but the value remains stable. For example, Silver is used in TV’s, computers, mirrors, and even medical equipment. As new technology is developed, these electronics and other materials are being discarded and the Silver used is not being recycled, thus the supply is becoming less and less as we are not mining to replenish the cycle.
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Government Reserves – The more Precious Metals are being sold by the reserves, the higher the price. When the reserves start buying Gold in larger quantities, Precious Metals prices begin to fluctuate because it causes a large demand for metals. Building up the Precious Metals reserves does not go unnoticed by the markets.
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Central Bank Stability/Instability – Many countries have a central bank. For example the United States has the Federal Reserve. Precious Metals prices are indirectly linked to economic policies and bank failure. Any instabilities occurring at central bank can cause a market irregularity that usually affects Precious Metals prices.
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Currency Devaluation – Devaluation, even globally, is another factor that can manipulate the value of Precious Metals. While prices change often, the metal holds its value far beyond the realm of economics and politics. This is a key reason why people buy Precious Metals.
Time and time again, the value of Precious Metals rises and falls during times of financial uncertainties. When observing Precious Metals, it’s important to compare changes in history to now and understand the parallels that affect current purchasing.
Spot and Bid Price
Spot Price
When discussing everyday merchandise such as household appliances, you will not hear the terms ‘spot price’ or ‘premium over spot.’ Before investing in Precious Metals, the two must be clearly understood. ‘Spot price’ refers to the current futures market price of the metal, paper notes, which fluctuates from minute to minute, not the actual physical delivery.
Premium over Spot
A premium is the additional cost or percentage on top of the spot price. A premium is charged for finished products, meaning the metal has been refined and minted into either coin or bar form and is suitable for delivery. If you are buying metal at spot price, what you actually own is a certificate saying you own it, but it’s just a piece of paper; nothing is actually being stored in a vault or depository on your behalf.
Bid Price
If you are selling, bid price versus asking price is good to know. Bid price is the price at which the dealer is willing to buy your product. Asking price refers to the price the dealer offers to sell their product to you. These numbers are important because it adds a dimension for you to determine what value you have with your Precious Metals.
The price of Precious Metals is more than most perceive. Don’t be fooled by the fancy terminology or the confusing rhetoric involved with Precious Metal pricing. Buy prices will change, but whatever your motivations are, the metal price will dictate your moves. Get the necessary information you need for the best decision.
Physical Delivery Disclosure
SHIPPING YOUR PRODUCT
All orders less than 1,000 ounces will be shipped by us, in our discretion, by either USPS Priority Mail or USPS Registered Mail. Orders are shipped 2-4 weeks after the order has been locked-in and can be shipped earlier. Priority Mail can take 2-7 business, while Registered Mail can take 5-10 business days. All packages require a signature upon receipt and you will receive a tracking number.
Orders of 1,000 ounces or more will be shipped to you directly from the mint via UPS. All packages require a signature upon receipt and you will receive a tracking number.
If you are not at the designated shipping address to sign for your package, it will be returned to the nearest post office to be held until picked up. A photo I.D. is required to pick up packages and any packages not picked up from the post office after 15 days, will be returned to
Cornerstone Asset Metals who is not held responsible to pay for any repackaging and new shipping costs.
We only ship within the United States.
ESTIMATED SHIPPING COSTS
Small Flat Rate Box (approx 120 coins or less)*
– Signature Confirmation (under $1,000) $10
– Registered (over $1,000) $40
Medium Flat Rate Box
(More than approx 120 coins)
Registered for:
– $3,000 $45
– $5,000 $50
– $8,000 $55
– $10,000 $70
– $15,000 $80
– $20,000 $115
– $25,000 $125
For Registered Mail being shipped in a Medium Flat Rate box, the S&H price will be rounded up to the next price bracket. I.E. – your order totals to approx $7,000, you will be charged $55 for S&H.
*A Small Flat Rate box can hold up to 120 coins. If your order exceeds that, it will be shipped in a Medium Flat Rate box which can hold up to 500 coins.
Payment and Insurance
PAYMENT
We accept either bank wire or check. Please call us to speak with one of our representatives for funding instructions.
INSURANCE
Cornerstone Asset Metals insures all order shipments to you for the sale valued of the enclosed product purchased from CAM, subject to the following limitations. We must be notified of a lost package within 30 days from the ship date of your order. Should anything happen while your package is in transit to you, we will file an insurance claim with the United States Postal Service or United Postal Service and your order will be replaced at no additional charge to you. Neither Cornerstone nor the USPS/UPS is responsible if you have left instructions for the carrier to leave your package with someone else, such as a building manager, neighbor, or a drop off location such as mail boxes, etc. In any such case, you will not be eligible for us to reach out on your behalf to the USPS/UPS to replace your order. If you do not receive the package directly from USPS/UPS, you agree to take all responsible actions to assist recovery of your package, including but not limited to filing out reports and/or police reports and providing all information needed or that may be requested to recover the package.
When we ship to you, if your package is lost or damaged in transit, it is our responsibility to pursue any claim with the USPS/UPS. If we determine the package is lost or damaged, we file a claim. Once the claim is filed, we reserve the right to reship your items or refund your money at our discretion and Cornerstone Asset Metals shall have no further responsibility or liability to you. If there is any disruption in the delivery of a package to you, you agree to cooperate with us in any investigation or claim process and to take every reasonable action requested of you in the process. Failure to fully cooperate will jeopardize coverage that may be provided to you.
BACK ORDERED ITEMS
Supply and demand problems occasionally occur in our business. Because we mint our own product, any order placed with us, is then scheduled to be minted and shipped by our refinery. We may keep a limited number of coins in stock, however all orders will be shipped in the order that the purchase was made. If for some reason a large order is placed, depleting what we have in stock, your order may be delayed up to 4 weeks until we get another bulk order from the refinery. If this should happen, we will keep in touch with you and let you know that your order will be delayed.
RETURN, BUYBACK, & CANCELLATION POLICY
We want our customers to be fully satisfied with their purchases from Cornerstone Asset Metals. At your request, we may, but are not obligated to, provide you with a refund if you are not completely satisfied with your experience. We go above and beyond to educate our customers and provide detailed descriptions of the product they are buying. We do not pressure anyone to buy something they are not familiar with. Once a compliance call is complete and prices have been locked-in, you have no right to cancel an order as your order has already been placed with the refinery. Any disruption to an order could cause a penalty to the available amount of funds that may be refunded. We reserve the right to cancel a purchase order at any time and for any reason.
We only accept orders that were originally placed with us. If you have other items you wish to sell that were not purchased from Cornerstone Asset Metals, we have the right to consider or deny your request to sell the product to us. Please call us to speak to one of our representatives for details. If you choose to return to us a product that has already been shipped to you by Cornerstone Asset Metals, whether the package has been opened or not, you may be eligible to sell it back to us. The buyback price is determined at the time the package has been received by us and the time a call has been made to confirm our buyback price. This price is determined by the market price of the metal as well as the supply and demand at that time. Prices fluctuate daily.
You may deliver your precious metals to one of our pre-approved locations after scheduling an appointment. To make a delivery appointment, please email adminmgr@cammetals.com.
You can expect a payment to be sent out to you within 5-7 business days after locking in a price, in the form of a check sent USPS Priority Mail. If requested, we can send payment via bank wire, however there is a $30 wire fee.
Market Loss and Risks
MARKET LOSS POLICY
When purchasing from Cornerstone Asset Metals, once you verbally agree to the trade and a receipt is issued (via email), the price is locked in for you and the transaction may not be cancelled. If for some reason the order must be cancelled, it must be confirmed by management and any loss on the company becomes your responsibility in addition to a $35.00 USD cancellation fee.
Please note: In accordance with our Market Loss Policy, all transactions locked in may not be cancelled by you. If you do not send in your payment, you will be subject to our Market Loss Policy you agreed to when you established your account. You may be liable for cancellation fees as well as market loss fees, if applicable. It is your responsibility to make sure your payment in received by us within the allotted time.
RISKS
All investments involve risks; gold and silver are no exception. The values of our coins are affected by many economic factors like the current market price of the metal as well as supply and demand. Therefore, because precious metals prices can fluctuate, meaning they either increase or decrease in value, investing in them may not be suitable for everyone. If you are considering investing in precious metals, we encourage you to call us to speak with one of our representatives to discuss if a precious metal investment is right for you. We do not pressure anyone to make a purchase they cannot afford.
RECORDING OF PHONE CONVERSATIONS
In order to lock-in any purchase or sale with a customer, Cornerstone Asset Metals must record the conversation with the customer’s knowledge, so that if there is a discrepancy, the recording can be referred to if any dispute should arise. If a customer refuses to be recorded, we cannot continue with the transaction.
This is for the protection of Cornerstone Asset Metals as well as the buyer or seller. We also have the right to record any calls that may be threatening or out of line to our representatives so that we may provide proof if any dispute should arise.